# Transfer Day Costs for a Resale Condo in Thailand

The main transfer-day costs for a resale condo are a 2% transfer fee on the appraised value, a 1% mortgage registration fee on the loan if you borrow, and the seller's taxes: 3.3% specific business tax or 0.5% stamp duty, plus withholding income tax. Rates can change with government measures, so check with the Land Department before transfer day.

## What is paid at the Land Office on transfer day

| Item | Usual rate | Calculated on | Usually paid by |
|---|---|---|---|
| Transfer fee | 2% | The official appraised value (Treasury Department) | Negotiable; often split half and half |
| Mortgage registration fee (with a bank loan) | 1% | The loan amount | Buyer |
| Specific business tax | 3.3% | The sale price or appraised value, whichever is higher | Seller (if owned for less than 5 years) |
| Stamp duty | 0.5% | The sale price or appraised value, whichever is higher | Seller (when specific business tax does not apply) |
| Withholding income tax | Progressive rates | The appraised value and the years of ownership | Seller |

Specific business tax and stamp duty are never both charged: it is one or the other. A seller who has owned the unit for less than 5 years usually pays specific business tax, with some exceptions, for example when their name has been on the unit's house registration for at least 1 year.

## Costs people often forget

- **Unpaid common fees and the debt-free letter.** Before the transfer, the seller must get a letter from the condominium's juristic person confirming that no fees are outstanding.
- **The building's sinking fund.** Some buildings charge new owners a one-off contribution, so ask the juristic person in advance.
- **Bank appraisal and loan fees.** If you borrow, these depend on the bank.

## What to do before transfer day

1. Agree in writing who pays each item.
2. Get the unit's appraised value from the Land Office or the Treasury Department website so you can work out the real figures.
3. Check with the Land Department which reductions in transfer and mortgage fees apply on your transfer date. The government announces these measures for limited periods, and they come with price conditions.

This article is general information, not legal or tax advice. The actual amounts depend on the appraised value and the details of each unit.

## Key facts

- Published: 1 Oct 2026
- Author: the DooAsset team
- Topic: Taxes and fees
- Reading time: 2 min

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### Where do the figures in DooAsset articles come from?

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## Links

- [This article](https://dooasset.com/en/articles/resale-condo-transfer-costs-thailand/)
- [MRT Purple Line: 16 stations, interchanges, fares and condo rents](https://dooasset.com/en/articles/mrt-purple-line-stations-interchanges-fares/)
- [Flood repair tax break 2026: deduct 100,000 baht, borrow 2 million at 0%](https://dooasset.com/en/articles/flood-repair-tax-deduction-0-percent-loan-2026/)
- [Bangkok has 65,300 unsold condos, 25,700 of them ready to transfer](https://dooasset.com/en/articles/bangkok-condo-unsold-stock-q3-2026/)
- [All articles](https://dooasset.com/en/articles/)

Updated: 24 Sep 2026

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